Protect Your Assets. Drive with Confidence.
From your car to your home to your travels -- general insurance safeguards the things that matter most. Get the right coverage at the best price with WealthBay's expert guidance.
What Is General Insurance?
General insurance covers everything except life. It protects your physical assets -- vehicles, homes, businesses -- and covers liabilities and travel risks. Unlike life insurance, general insurance policies are typically renewed annually and provide compensation for specific losses or damages.
In India, motor insurance is the most common form of general insurance and is legally mandatory. However, protecting your home, your travels, and your business operations is equally important. A single unforeseen event -- an accident, a fire, a natural disaster -- can cause financial losses that take years to recover from without adequate insurance.
Types of General Insurance We Offer
Motor Insurance
Comprehensive and third-party cover for your cars, bikes, and commercial vehicles. Motor insurance is legally mandatory in India, but the right policy does much more than just comply with the law -- it protects you from financial loss due to accidents, theft, natural disasters, and third-party liability.
- Own damage cover for accidents and natural calamities
- Third-party liability cover (legally mandatory)
- Personal accident cover for owner-driver
- Zero depreciation and roadside assistance add-ons
- NCB (No Claim Bonus) for claim-free years
Home & Property Insurance
Your home is likely your biggest asset. Property insurance covers your house structure and contents against fire, natural disasters, burglary, and more. Whether you own or rent, having the right cover means you are never left starting from scratch.
- Structure cover against fire and natural disasters
- Contents cover for furniture, electronics, and valuables
- Burglary and theft protection
- Landlord and tenant-specific plans
- Covers renovation costs and temporary accommodation
Travel Insurance
Whether travelling domestically or internationally, travel insurance covers medical emergencies abroad, trip cancellations, lost baggage, and passport loss. A single medical emergency in a foreign country can cost lakhs without insurance.
- Overseas medical expense coverage
- Trip cancellation and delay protection
- Lost baggage and passport assistance
- Emergency evacuation and repatriation
- Coverage for adventure sports and activities
Commercial Insurance
Businesses face unique risks. Commercial insurance protects your business property, stock, equipment, and covers liabilities. From shop insurance to marine cargo, we help businesses find the right coverage to operate without worry.
- Fire and allied perils cover
- Marine cargo insurance
- Professional indemnity insurance
- Workmen compensation cover
- Public liability insurance
Chola Mandalam General Insurance
A subsidiary of the Murugappa Group, Chola Mandalam is one of India's established general insurers known for competitive pricing, transparent terms, and a growing network. We partner with Chola Mandalam to offer you reliable protection at the best value.
- Part of the 125-year-old Murugappa Group
- Competitive premiums across motor and property lines
- Wide dealer and garage network for quick claim settlement
- Strong presence across India
- Digital-first claim processing
- Specialized commercial insurance products
20+
Years in Business
50+
Products Available
200+
Branches Nationwide
From Rs 2,000
Premium Range
Common Questions About General Insurance
Is motor insurance mandatory in India?
What is the difference between comprehensive and third-party motor insurance?
Does home insurance cover natural disasters like floods and earthquakes?
When should I buy travel insurance?
Protect Your Assets with the Right Insurance
From motor insurance to property coverage, our advisors help you find the best general insurance plan at the most competitive premium. Consultation is free.